Insurance
Insurance guidance for practising reflexologists.
IFR requires practising members to hold suitable insurance.
Insurance requirements
Full and Tutor Members are required to hold a minimum of £4 million in professional indemnity and public liability insurance.
IFR is a non-profit organisation. We have no financial arrangements with insurance providers and receive no commissions, payments or other benefits from them. We do not recommend individual providers or steer members towards any insurer.
The list below includes providers commonly used by IFR members and is shared for information only. Members and applicants should make their own informed choice and check that their policy covers reflexology, their working location and the way they deliver their services.
What to check before buying coverA practical checklist for your policy
- Professional indemnity and public liability limits.
- Whether reflexology is named or clearly included in the policy.
- Where the policy applies, including home practice, clinic rooms, mobile work, events, or online advice.
- Whether the cover applies in your country or region of practice.
- Any exclusions for particular client groups, techniques, teaching, products, or additional therapies.
- Whether legal defence costs, complaints, and record-keeping requirements are explained clearly.
UK Insurance providersExplore UK insurance providers
These providers are commonly used by IFR members. Inclusion is not a recommendation or endorsement by IFR.
- BalensSpecialist insurance for health, wellbeing, fitness, and beauty professionals.Visit
- Blackfriars GroupInsurance broker with professional and business cover options.Visit
- HiscoxProfessional, public liability, and small business insurance options.Visit
- Markel DirectBusiness and professional insurance products.Visit
- PolicyBeeProfessional indemnity and business insurance.Visit
- Salon GoldInsurance for beauty, wellbeing, and therapy businesses.Visit
- Simply BusinessBusiness insurance comparison and cover options.Visit
- Therapist InsuranceInsurance for complementary and talking therapists.Visit
- Towergate InsuranceBusiness, professional, and specialist insurance.Visit
European providersExplore providers across Europe
Members practising outside the UK should check local insurance requirements, permitted scope of practice and language of policy documents.
Balens EUIreland. Liability insurance for health, wellbeing, fitness, beauty, complementary, and alternative therapists.Visit
Aquaverde Assurance / APIVIA RC ProFrance. Professional civil liability for wellbeing and non-conventional medicine practitioners, including reflexologists.Visit
Markel EspañaSpain. Alternative medicine civil liability cover listing quiromassage and reflexology among covered therapies.Visit
BAT VerzekeringenNetherlands. Professional, business, and product liability insurance for alternative therapists.Visit
Allianz Berufshaftpflicht HeilpraktikerGermany. Professional liability insurance for Heilpraktiker practitioners; reflexologists should confirm how their practice is classified locally.Visit
CONACREIS Polizza ProfessionaleItaly. Professional liability policy for holistic operators, listing foot reflexology among covered activities.Visit
International providersExplore providers beyond Europe
Further insurance providers and enquiry routes for Canada, the USA, Australia, New Zealand and India. Cover, eligibility and limits vary; check that any policy meets your practice needs and IFR membership requirements.
BrokerLinkCanada. Insurance for reflexologists, including professional liability and commercial general liability.Visit
Beauty & Bodywork Insurance (BBI)USA. Reflexology liability insurance for practitioners, with professional and general liability cover.Visit
Gallagher AustraliaAustralia. Reflexology insurance through its association programme. Ask about eligibility and the cover available for your practice.Visit
BizCover New ZealandNew Zealand. Professional indemnity and public liability options, with a dedicated Reflexology New Zealand enquiry route.Visit
Ethika Insurance BrokingIndia. Professional indemnity insurance broker.Visit